Disruption is coming and it’s no joke.  Since the publication of my White Paper, What Next For Financial Planning In The UK? I’ve had numerous in-depth conversations with owner-advisers about the opportunities and threats independently-owned businesses might face from disruptors.  The vast majority of financial planners keep telling me that …

For most financial planning firms, 2021 was a killer year. Despite the ups and downs of the pandemic, business was really solid. What about this year? What are the big issues on which you’ll need to focus for your business to continue on the same trajectory? There are five major themes that …

To round off 2021, I take a look at the blogs that have resonated most with the readers over the course of the year. They hit on some major topics like effective planning, changing financial times and building systems that will make your business great. If you missed them the first …

I’m going to attempt to share my observations from 2021 without using the ‘C-word’ (COVID).  Ok, I just failed in the first sentence, but that’s it. No more mention of that damn disease, despite it dominating the headlines all year. Let’s focus on what affected financial planning: 1. The power of …

“May you live in interesting times” is often explained as a Chinese curse (although apparently there is no such expression in Chinese). But the sentiment works, regardless of the origins of the phrase. Life is often better when things are not quite so “interesting” (read turbulent or changeable).  Are we …